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Superannuation Insurance Claims

Are you seeking a Superannuation Insurance Claim?

Total and Permanent Disability (TPD) Claim Services

At Barwick Boitano Lawyers, we understand the financial strain and uncertainty that can accompany illness, injury, or disability. If you or a loved one has suffered a life-altering event, our experienced team is here to guide you through the process of making superannuation insurance claims, ensuring you receive the benefits you are entitled to.
We recognize that navigating the complexities of these insurance claims can be overwhelming, and our approach is tailored to your specific circumstances. Our lawyers will work closely with you to understand the details of your situation, the terms of your insurance policies, and the eligibility criteria you must meet.
Our comprehensive superannuation insurance claim services include:

  • Total and Permanent Disability (TPD) Claims: Securing lump-sum payments for those unable to work again due to permanent disability.
  • Income Protection (IP) Claims: Obtaining regular income payments for temporary disabilities that prevent you from working.
  • Death and Terminal Illness Claims: Assisting with claims for death benefits or terminal illness payments.

Throughout the claim process, our team will:

  • Review your insurance policies and assess your eligibility for claims
  • Gather and present relevant medical evidence, employment records, and supporting documentation
  • Liaise with your superannuation fund and insurer on your behalf
  • Advocate to ensure a fair and thorough assessment of your claims
  • Represent you in disputes or legal proceedings if your claims are denied

We understand the financial burden and emotional toll that illness, injury, or disability can have, and our goal is to secure the benefits you are entitled to under your insurance policies. These benefits can provide much-needed financial support and peace of mind as you navigate this challenging period.

At Barwick Boitano Lawyers, we handle superannuation insurance claims with the utmost professionalism and compassion. Our team will be by your side every step of the way, providing personalized advice and unwavering support throughout this process.

Don’t let illness, injury, or disability jeopardize your financial security. Contact Barwick Boitano Lawyers today to schedule a consultation and take the first step towards securing the benefits you deserve.
Superannuation Insurance Claims in New South Wales (NSW)
In NSW, many superannuation funds offer insurance coverage to their members, providing financial protection in the event of illness, injury, or disability. These insurance claims are governed by the terms and conditions of the specific insurance policies held within the superannuation fund.

The key types of superannuation insurance claims in NSW include:

  1. Total and Permanent Disability (TPD) Claims:
  • TPD insurance provides a lump-sum payment if the insured member becomes totally and permanently disabled and unable to work again due to illness or injury.
  • Insurance policies define TPD based on specific criteria, such as the inability to work in any occupation or perform basic activities of daily living.
  1. Income Protection (IP) Claims:
  • IP insurance provides regular income payments if the insured member becomes temporarily unable to work due to illness or injury.
  • Policies typically define the criteria for disability, such as the inability to perform the duties of their regular occupation or any occupation for which they are reasonably qualified.
  1. Death and Terminal Illness Claims:
  • Death benefits are lump-sum payments made to the nominated beneficiaries or legal representatives of the insured member in the event of their death.
  • Terminal illness benefits may be payable if the insured member is diagnosed with a terminal illness and has a limited life expectancy, as defined by the policy.

The key aspects of superannuation insurance claims in NSW include:

  1. Claim process: The insured member or their representatives must submit a claim to the superannuation fund, providing relevant medical evidence, employment records, and other supporting documentation as required by the insurer.
  2. Assessment and decision: The insurer will assess the claim based on the provided evidence and the policy terms, and make a decision to approve or deny the claim.
  3. Trustee’s role: The superannuation fund trustee is responsible for ensuring the claim is handled fairly and in accordance with the trust deed and relevant laws.
  4. Dispute resolution: If a claim is denied, the insured member or their representatives may have the right to dispute the decision through internal complaint processes, external dispute resolution bodies, or legal action.

It’s crucial to seek legal advice and representation from experienced superannuation and insurance lawyers to navigate the complexities of these claims, ensure compliance with legal requirements, and protect your rights and interests throughout the process.

Facing financial hardship due to illness or injury? Our experienced team can guide you through the process of making an income protection claim through your superannuation fund, ensuring you receive the benefits you’re entitled to.

Have you suffered a disability that prevents you from working? Our knowledgeable lawyers can assist you in navigating the complexities of making total and permanent disability (TPD) and income protection (IP) claims through your superannuation fund.

If you’ve been diagnosed with a permanent disability that prevents you from returning to work, our skilled professionals can help you pursue a total and permanent disability (TPD) claim through your superannuation fund, securing the financial support you need.