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Total and Permanent Disability

Are you seeking a TPD claim?

Total and Permanent Disability (TPD) Claim Services

At Barwick Boitano Lawyers, we understand the devastating impact that a total and permanent disability can have on your life and financial security. If you’ve suffered an illness or injury that has left you unable to work again, our experienced team is here to guide you through the process of making a TPD claim through your superannuation fund.
We recognize that navigating the complexities of TPD claims can be overwhelming, and our approach is tailored to your specific circumstances. Our lawyers will work closely with you to understand the details of your situation, the terms of your insurance policy, and the eligibility criteria you must meet.
Our comprehensive TPD claim services include:

  • Reviewing your insurance policy and assessing your eligibility for a TPD claim
  • Gathering and presenting relevant medical evidence, employment records, and supporting documentation
  • Liaising with your superannuation fund and insurer throughout the claim process
  • Advocating on your behalf to ensure a fair and thorough assessment of your claim
  • Representing you in disputes or legal proceedings if your claim is denied

We understand the financial strain and uncertainty that can accompany a total and permanent disability, and our goal is to secure the lump-sum payment you are entitled to under your insurance policy. This payment can provide much-needed financial support and peace of mind as you adjust to your new circumstances.
At Barwick Boitano Lawyers, we handle TPD claims with the utmost professionalism and compassion. Our team will be by your side every step of the way, providing personalized advice and unwavering support throughout this challenging process.
Don’t let a total and permanent disability jeopardize your future. Contact Barwick Boitano Lawyers today to schedule a consultation and take the first step toward securing the financial security you deserve.

Total and Permanent Disability (TPD) Claims in New South Wales (NSW)

In NSW, total and permanent disability (TPD) insurance claims are governed by the terms and conditions of the specific insurance policy held within a superannuation fund. TPD insurance provides a lump-sum payment if the insured member becomes totally and permanently disabled and unable to work again due to illness or injury.The key aspects of TPD claims in NSW include:

  1. Definition of TPD: Insurance policies typically define TPD based on specific criteria, such as the inability to work in any occupation for which the insured is reasonably qualified by education, training, or experience, or the inability to perform basic activities of daily living.
  2. Eligibility criteria: To qualify for a TPD claim, the insured member must meet the policy’s definition of TPD and satisfy any other eligibility requirements, such as minimum employment periods or specific medical conditions.
  3. Claim process: The insured member must submit a claim to the superannuation fund, providing relevant medical evidence, employment records, and other supporting documentation as required by the insurer.
  4. Assessment and decision: The insurer will assess the claim based on the provided evidence and the policy terms, and make a decision to approve or deny the claim.
  5. Trustee’s role: The superannuation fund trustee is responsible for ensuring the claim is handled fairly and in accordance with the trust deed and relevant laws.
  6. Dispute resolution: If a TPD claim is denied, the insured member may have the right to dispute the decision through internal complaint processes, external dispute resolution bodies, or legal action.

It’s crucial
 to seek legal advice and representation from experienced superannuation and insurance lawyers to navigate the complexities of TPD claims, ensure compliance with legal requirements, and protect your rights and interests throughout the process.

Facing financial hardship due to illness or injury? Our experienced team can guide you through the process of making an income protection claim through your superannuation fund, ensuring you receive the benefits you’re entitled to.

Have you suffered a disability that prevents you from working? Our knowledgeable lawyers can assist you in navigating the complexities of making total and permanent disability (TPD) and income protection (IP) claims through your superannuation fund.

If you’ve been diagnosed with a permanent disability that prevents you from returning to work, our skilled professionals can help you pursue a total and permanent disability (TPD) claim through your superannuation fund, securing the financial support you need.